Florida Farm Bureau

Insurance that meets you where you are

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About Florida Farm Bureau Group

The Florida Farm Bureau Group is a wholly owned subsidiary of the Southern Farm Bureau Casualty Insurance Company. Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates.

A Top-Rated, Innovative Insurance Leader

Today, Southern Farm Bureau Casualty is a $2 billion company and is in the top of its class with an A.M. Best “A” Excellent rating – a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry through innovative services and competitive products for its policyholders and an extensive training program for its claims adjusters, underwriters, and independent agents.

Our Structure

The Florida Farm Bureau Group consists of two domestic property and casualty insurance companies, Florida Farm Bureau Casualty Insurance Company and Florida Farm Bureau General Insurance Company. The group specializes in writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for members of the Florida Farm Bureau Federation.

Business is marketed and serviced by a network of exclusive agents located in each county of Florida. To be eligible for insurance coverage, membership in a county Farm Bureau is required.

Our Major Package Policies

The group ranks as one of the market leaders in private passenger auto and homeowners insurance business in the state of Florida. The group also offers three major package policies, including a country squire policy (fire and inland marine coverage on farm personal property, farm comprehensive personal liability, and an endorsement to a homeowners and dwelling package policy), a dwelling package policy, and a commercial lines package policy.

Serving Florida for over 60 years.

Personal Automobile and Car Insurance

Protecting your automobiles and your family requires knowing what auto coverage options are right for you. Florida Farm Bureau Insurance can provide a full range of auto coverage options to meet your needs.

Click Here to Receive a Free Auto Insurance Quote.

Our personal auto policy provides two coverage enhancements at no additional charge. The following are summaries of the actual coverage. See your policy for actual coverage provided.


We can help you save money by reducing your automobile premium with several discounts like an account discount, multi-car discount, and Claims Free discount. For those with under age drivers in the household, we offer good student and driver training discounts to those who qualify. Contact your local agent today for more information.

Pet Injury Coverage

  • Applies on personal auto policies with collision coverage on at least one vehicle.
  • Coverage limit is $500.
  • Only covers dogs and cats owned by insured or family member.
  • Covers reasonable vet fees if a pet is injured in an accident while in the vehicle.
  • Covers replacement if a pet dies in an accident while in the vehicle.

Transportation Expense Endorsement Enhancement

  • Broadens current Extended Transportation Expense policy provision (Part D – Coverage for Damage to Your Auto)
  • Must have Physical Damage coverage on the vehicle.
  • Endorsement applies ONLY to the vehicle with the coverage.
  • Covers “extra expenses” incurred when loss occurs more than 100 miles from home for insured, spouse, and any family member.
    • Extra Expense means additional expenses incurred due to the loss of use of the covered auto, but not normal expenses that would have if travel had not been interrupted.
  • Examples of Extra Expenses
    • Commercial transportation fares to continue to destination
    • Extra meals and lodging
  • Coverage options (note: max limit will be used…daily limit does not apply to these broadened extra expenses)
    • $20 day – $600 max (base policy amount)
    • $30 day – $900 max
    • $40 day – $1,200 max
    • $50 day – $1,500 max
    • NOTE: The daily limit STILL applies to rental car (temporary transportation) usage.

Homeowners Insurance Coverage

Homeowners insurance combines coverage for your dwelling, other structures, personal property and loss of use as well as personal liability protection for you and your family.

Protect Your Greatest Investment

Your home is likely the greatest investment you will make. Protecting your investment and your family is essential, and Florida Farm Bureau insurance is here to help.

Why choose Florida Farm Bureau insurance? We have been serving policyholders just like you for over 60 years. You are more than just a policy to us, you’re our priority.

The Homeowners Insurance Policy is a broad package of insurance. Because of this “packaging concept” we are able to provide this policy at a lower premium than if comparable coverage was purchased separately.

What Homeowners Insurance Covers

Generally speaking, Homeowners Insurance protects your property from damage to the structure and to the contents.

  • Damage or theft of your personal property at home or away from home.
  • Additional living expenses if you have to leave your home after it has been damaged by an insured peril.
  • Medical Payments to others for injuries obtained while on the premises regardless of fault.
  • Personal Liability for you or your family members who reside with you as a result of negligence on or away from your property.

There are other coverage features provided in the policy, and as you would expect, some limitations and exclusions apply as well. Coverage is not available in all areas of the state due to exposure restrictions.

For more information on a Homeowners Insurance Policy, please contact your Florida Farm Bureau insurance agent.

Our local insurance agents can help you with personal and commercial automobile coverage to suit your needs. Find an agent to get started.

Other Insurance Products

At Florida Farm Bureau insurance, we understand that your financial needs change as you move through each chapter of life. We can help with providing the financial security you need, when you need it.

Whether it’s a bank loan, mortgage insurance, life insurance, estate planning, or safe and secure banking services, our agents are ready to assist you, whatever your phase of life.

Why choose Florida Farm Bureau insurance? We have been serving policyholders just like you for over 60 years. You are more than just a policy to us, you’re our priority.

Life Insurance

Our agents offer a variety of Life insurance products that can help provide you with the flexibility, reliability, and peace of mind you have come to expect. Offering both Whole Life and Term Life insurance to protect your family’s future.

Retirement Planning

Actively planning for your retirement is vital to having the peace of mind you deserve. Retirement planning can help with providing the financial security you will need in your retirement years.

Banking Services

Farm Bureau Bank provides a wide range of safe and secure banking services. In addition to FDIC-insured deposit accounts, Farm Bureau Bank provides a variety of convenient features including: 24/7 Internet banking, online bill pay, credit cards, vehicle loans, and residential and rural mortgage loans.

Flood Insurance

Most personal and commercial property insurance policies do not cover floods. However, you can get flood insurance for your home or business if your community participates in the National Flood Insurance Program. There are over 20,000 communities in the United States now participating in this program. Click here to get a free Flood Insurance quote.

For more information on Life Insurance products and others, contact your local Farm Bureau insurance agent.